Thursday, March 24, 2016

Financial Literacy Training at Gate 14



Monitoring and Evaluation for Financial Literacy
Method
The organizers used some methods for M & E of the training.
For example, interviews, observation, small group discussion
The purpose of the interviews was to get feedback from the women on:
  • ·         They had really enjoyed about the training
  • ·         They said that the training was useful for them
  • ·         Some trainees could follow their saving plans
  • ·         They believed that they would be able to apply what they have learnt for improving their lives.

Summary Evaluation
This Financial Literacy training evaluation was taken by WH students, Zoaw Htaw and Cherry Win on February 22, 2016 at Gate 14. Zoaw Htaw and Cherry Win leaded the small group discussion with 7 participants for knowing the result of the training. Furthermore, we also did individual interview with 2 participants. The rest of participants are not able to join our small group discussion because they are busy with their works.
Furthermore, regarding to our interviewing and small group discussion, we found that participants were really happy and blissful to enjoy Financial Literacy training. The training was very useful for them because it connected with their daily life. Moreover, the training's purposes are matching with their action. One participant who called Ko Htet Naing Htew said, “This training creates not only a knowledge for us but also shows and gives vision how to jumping forward for our future.”
According to our interview, all of them were followed their saving plans by different ways in order to arrive their goal. Furthermore, they are able to apply the knowledge that they learnt from training. Some of participants are still ongoing to arrive goal. Finally, we, organizers, observed some people were very happy because they got the materials which they hope for their goal.

Main Issues and Themes
According to Ko Thet Naing Htwe, He can save money amount that he was supposing to wish. However, he had some family's problems so he had to spent some money for their family. And we have known that some were a little difficult for following the saving plans because this is the first time for them. Nonetheless, they would try as much as they could according on the interview. In fact, all participants are following the saving plans based on the training. Also, we realized that the training brought many benefits for the community.

Individual Stories
­            As one participant, Zin Mar Htwe says, "I feel appreciated when I joined financial literacy training. It gave me an amazing lesson for my life and save money. Because of this training, I gain knowledge, now I can buy earring".




Ko Htet Naing and his wife attended the training until finished. They reached their short term goal of to get a bicycle. During training days, they loved to start to create saving plan because it helped for their family to value and earn the money. Furthermore, they were planting to buy motorbike upcoming month. They said, "I would like to say thank you with organizers that conduct training because we can save money to reach our goal".




Aung Hhet Sar and His wife

They reached their goal which purposes to save money (200000) kyats in month. Their couple is very interested and active in saving plan and training. Before they did not receive the financial literacy training, their income and outcome did not match. But, now they could manage and save their money. It showed the way to improve family and living standard. They also planned to open small shop.
 




Recommendations for future trainings

From participants: they would like to get other trainings which concern with health and education.  However, they also want to know more about the saving plan in details. Furthermore, from students: It is very important to choose the correct location and date. It means that every participant is able to attend the training.




Background

Problem Statement
Bicycles are the basic needs for transportation which will perform WH students' daily errands for carrying out their work. However, there are not enough bicycles for 24 students in Wide Horizons school to carry out their school projects and to perform their daily errands. There are currently 14 bicycles and just only 6 bicycles are working. Moreover, 9 bicycles are possible to fix because they have just some broken parts for repairing.
However, based on the bicycle problems, students cannot manage their time for their daily errands and the school projects. Consequently, students are arguing each other when they go the market and while they go to their school projects. Moreover, they cannot come back on time when they go to the school projects and when they go to the market because they face many problems during cycling such as flatting wheel and broken chain.
In fact, they do not have funds for fixing the bicycles to solve their problems. Finally, 4 students claim that they feel very shy during cycling to the market and the school projects because of broken bicycles.
Solution (Project)
To overcome these problems, WH students would like to repair 6 broken bicycles for performing their daily errands and the school projects in the different communities. They will buy the bicycle materials for 6 broken bicycles to solve the problems by chaining broken, tube, tyre, bell, basket and pedal.
Therefore, WH students bought the bicycle materials and they fixed the broken bicycles during Feb 8 to 10, 2016, by replacing tubes, tyres, baskets and pedals. Even the students proposed to fix 6 bicycles, in fact, they fixed 12 bicycles during implementation because the materials prices are cheap and most organizers have fixing bicycle skill. After the project, WH students receive 14 bicycles.
They hoped that this project will cover their problems for performing their daily errands and carrying out their school projects. Furthermore, they hope that it also will benefit to upcoming students who will perform their works.

Findings

Current Situation
On 20 February 2016, 2 WH students' organizers observe the bicycles and interview 4 students to know about the result of the project. Furthermore, the organizers lead the small group discussion with 5 representatives of students about the project. From the interview, they found that the project solved the problem for the WH students. However, 2 bicycles have no air because the tubes are not good. According to the interview, 4 students said, "12 bicycles are working and we feel very satisfied about the project because now we have enough bicycles for all students for performing our daily errands and to carry out our school projects. Then, we do not need to argue each other during. Moreover, we also use these bicycle for cycling by doing exercise at the weekends."







Based on our small group discussion, 1 of 5 students reported that, "I feel happy and comfortable about the project because before we fix the bicycles, I have argument with my friends for marking and going project. After the project, I have no argument anymore because there are enough bicycles for everyone. Also, a group of 4 use bicycles for cooking duty and just only a group of 6 for project is using bicycle but just sometimes. We have more extra bicycles so even I want to relax at the evening I can take bicycle for relaxing."  
Finally, they also inspected the bicycles that there are currently 12 bicycles are working and 2 have some problems like broken tubes. However, the organizers notice that those bicycles are replaced from the old bicycles during implementation.

Challenges/ Problem
2 students reported, "even we pump the air, it just left for 2 or 3 hours and it flat again. So we cannot use these two bicycles for marking and going project." According to the organizers inspection, the possible problem is instead of using new tubes, they replaced the old tubes from the old bicycles. This is why they cannot last for a long time.

Plan and Expectations

Currently, all organizers, assistant coordinator and coordinator who have fixing bicycles skills are living in the school. So if they face other problems such as chain, break and pedal problems, they will repair because they have some extra bicycles materials. Furthermore, the upcoming students will be able to fix by getting help from the coordinator if the bicycles have some problems.

Methodology and Evaluation Questions

Methodology
The project monitoring and evaluation were taken by 2 WH students who are project organizers. They interview 4 students and lead 5 people with small group discussion to know the result of the project on Feb 20-21, 2016. Moreover, they also inspected and observed the fixing bicycles after they finished interview and small group discussion, and they took many photos for results. Belows are the questions that we had planned to use in the interview.



Problems
Goal and Objective (project)
Implementation / Solution

1.      Not enough bicycles for WH students to perform their daily errands and carry out school projects
2.      9 bicycles are possible to fix
3.      Only 6 bicycles are working condition
4.      2 of 6 bicycles do not have back seats
5.      4 of 6 have major problems such as not tyre and tube.
6.      2 out of 6 bicycles have minor problem such as no bell, padded pairs and no chain oil
7.      No place to keep bicycles
8.      There are exposed under the rain
9.      Bicycles become rusty
10.  Don't have money to repair/ replace parts of materials bicycles
11.  Students are arguing & misunderstanding
12.  Students cannot finish wh be on time
13.  Cannot arrive on time to communities
14.  During marketing, students face chain problem
15.  Students feel shy because of broking bicycle








Objective
-  Repair 6 WH's bicycle by Feb-2016, so that there are enough bicycles for 24 students in WH school.

Goal
-  To provide sufficient transportation for students studying in WH to perform daily errands and carry out school's project.

Short-term impact
-  24 students will get 6 fixing bicycles
-  Can perform be on time in their duties
-  They can get more time to study & manage time effectively
-  Upcoming students can use all these bicycles without fixing again
-  Students can reduce their stress in the evenings and weekends

Proposing

-  Will fix 6 bicycles
-  Replace the materials form other old bicycles
-  Will buy new materials for fixing bicycle
B.1) Tube, tyre, mudguard
B.2) Brake pad, bell
B.3) Tyre, bell, tube
B.4) Tube, seat, break pad, bicycle stand 
B.5) Tube, tyre, bell, brake pad, basket
B.6) Tube, tyre, paddle

-  Organizers follow the action plan explicitly during implementation
-  Day 1, finish 5 bicycles
-  Day 2, finish 5 more bicycles
-  Day 3, finish 2 more bicycles
-  Replace some old materials from old bicycles
-  During implementation, 2 working bicycles are broken
-  Materials prices are cheaper than previous prices


Evaluation Questions
1)      How many students are studying in this year?
2)      How many bicycles are working currently?
3)      Are the bicycles enough to perform your daily errand for marketing and other things?
4)      If not, how many students are using bicycles in per day?
5)      How do you manage to use the bicycles?
6)      Do you have any facing problems about bicycles?
7)      If not, how many bicycles are not working?
8)      Why do these bicycles do not work?
9)      How long didn't the bicycles work?
10)  After implemented project, how do you feel about to get 6 more bicycles?
11)   Do they have more free time to do their homework?
12)  If yes, why? If not, why do you have more free time?
13)  Can you go to the project and market on time after you received 14 working bicycles?
14)  Do you have any time to relax their mind for cycling?
15)  How many minutes and how many students get more free time to do homework?
16)  Why don’t you have more free time to do homework?
17)  Do students still argue and misunderstand each other for the bicycles?
18)  Did the students have to spend money for fixing bicycles again?
19)  Do you have any plan to maintain the bicycle? If yes, what plan and who?
20)  If not, why do not you have any plan?

Contact Details

Wide Horizons Coordinator                                       Wide Horizons Student
Name: Mg Myo Htun                                                 Name: Pawkol Mol
Phone: 0956066973                                                    Phone: 0907420814
E-mail: maungmyohtunwh@gmail.com                     E-mail: pakawmol@gmail.com
P.O Box-27, Mae Sot, Tak, 63110

Wide Horizons Student (Organizer)
Name: John
Phone: 0624166466
E-mail: aungminoojohn@gmail.com
 

Background

Problem statement
Lack of weekend activities is the main problem for unparented children who live in SAW Safe House. There are no long-term volunteer to conduct activities for the children and they do not have enough playing materials to conduct activities. The old materials are broken because there are less staff to take care of playing materials. Due to that children are fighting each other about the game materials and they bully and misunderstand each other. Furthermore, staff are very busy with their daily responsibilities, therefore they are not able to play with the children. According to interview with staff, at least 2 children are getting injuries per week. Furthermore, 5 children claim that they feel bored and miserable because of activity. Children are playing dangerous games such as following each other and catching by running in the road. So, 20 out of 45 children want to read books in weekend.
Project
To solve this problem, WH students introduce 4 sessions of weekend activities in every Saturday started from 13 February to 5 March 2016 for 45 children ages between 6 and 13 to improve their physical and mental abilities while having fun. Children will be less bully and will encourage each other to play safe games. They will get new game materials, sport materials and story books such as dual language books (Thai to English and English to Thai) from this project. Moreover, children will be able to promote team work with a good relationship each other while they are playing the games.
Thus, 8 students from WH conducted weekend activities with the children at SAW Safe House. We conducted 4 days weekend activities on 20, 21, 27 February and 5 March 2016. We bought 4 types of materials such as dual-language books, exercise materials, sport materials and game materials. In game materials, we delivered problem solving game (domino, four connect), board game (snake & ladders, mix up words) and educational game (flash card words, time telling clock) to unparented children. Averagely about 29 children joined at activity daily.








Problem
Project
Implementation
1.      Lack of activities at the weekend for forty five unparented children who live in SAW Safe House.
2.      No volunteer to conduct activities for the children.
3.      Not enough playing materials at SAW Safe House.
4.      Staff are very busy to play with children.
5.      Old materials are broken because no one take care of playing materials.
6.      They fight each other about the game.
7.      They are bully and misunderstand each other.
8.      Every week two children got injuries for every week. ( head and leg injuries)
9.      Children have lack of problem solve this game because they don’t have any book to read in SAW Safe House.
10.  Five children claim that they feel bored and miserable because of no activity.
11.  Children are playing dangerous games such as follow each other and catching by running
Quantitative :
·         Forty children aged between 6 to 13.
·         Twenty children want to read books.
·         Once a week training for four weeks.
·         Two staff will manage the materials for sustainability.
·         Seven full- time staff.
·         Eighty three children in total age between one to eighteen years old.

Goal:
To introduce more productive weekend activities for unpatented children in SAW Safe House which they can self-organize.
Objective:
·         Provide dual-language books (Thai to Eng.) for children aged between six to thirteen years old who live in SAW Safe House to improve their comprehension in school in Feb 2016.
·         Provide sufficient sports and educational playing materials that are safe in Feb 2016 for children aged between 6 to 13 years old who live in SAW Safe House to improve their Physical and mental abilities while having fun.
·         Conduct four sessions of play and education activities over one month for two hours per session every weekend for 45 unparented children aged between six to thirteen years old in SAW Safe House in 13 Feb to 5 March 2016.
Impact:
·         Children will be less bully and will encourage each other to play a safer games.
·         They will get new games material and story books.
·         They can develop their physical and mental abilities.
·         They will be able to promote team work with good relationship between each other.
·         They will improve in problem solving skills.
Proposed Materials:
Game materials and duals language book Thai to English and English to Thai
Eight students from WH conducted activities with books and playing materials on 20, 21, 27 February and 5 March 2016 with 29 children in the SAW Safe House.
There are materials that we provided to SAW Safe House.
·         4 types of books
·         19 types of games
·         5 types of exercise playing materials

All in all, we provided with the following list are playing materials and books to the SAW Safe House children.
Type
Quantity
Name
Books
4 pieces
Dual-language story books
12 pieces
Dual-language comic books
3 pieces
Dual-language picture dictionary
2 pieces
Dual-language posters
Games
5 sets
Problem solving game (Domino)
1 set
Problem solving game (Block)
3 sets
Critical thinking (Creative shape of toy)
4 sets
Problem solving game (Four connect)
2 sets
Board game (Mix up - words)
5 sets
Board game (Snake and ladders)
4 sets
Problem solving game (jigsaw)
3 sets
Educational game (Flash cards-words)
3 sets
Educational game (Time telling-clock)
1 piece
Educational game (Time telling game)
3 pieces
Critical thinking game (Magic)
2pieces
Critical thinking game (Magic cube)
2sets
Problem solving game (Bolin)
2 sets
Critical thinking game (Bingo)
1 set
Educational game (Spendy game)
1 set
Problem solving game(Monopoly)
1 piece
Critical thinking game (Football toy)
4 pieces
Mathematic game (Circle Arrow)
1 set
Bracelet
Exercise materials
3 pieces
Hula hoop
5 pieces
Balls
2 pieces
Sort balls
4 pieces
Jumping rope
1 pair
Black board and chalk box (for drawing pictures and calculating Math)

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